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Home Loans In Thomaston, Texas Loan Limits for Thomaston, Texas | FHALoans.guide – Local Loan Limits – Thomaston, TX Loan Limit Summary. Limits for FHA Loans in Thomaston, Texas range from $314,827 for 1 living-unit homes to $605,525 for 4 living-units. Conventional Loan Limits in Thomaston are $484,350 for 1 living-unit homes to $931,600 for 4 living-units.